What happens when a cleaning service worker gets hurt on your property? The case may likely end up in court. In many cases, injured employees opt to sue for damages because they are unable to work or have expensive medical bills. Depending on the seriousness of the injuries, these costs could be significant. If you want to ensure that your business won’t be responsible for paying these costs directly, it is important that your business has workers’ compensation insurance. You should also demand that your cleaning service provides workers’ compensation insurance that covers anyone that will be performing cleaning services on your property.
How Does Workers’ Compensation Protect Your Business?
Workers’ compensation insurance protects your business in the event that a cleaning company worker is injured while he or she is on your property. Workers’ compensation insurance is different from liability insurance because it specifically covers the employees of the cleaning company. If a cleaning company employee is injured on your property, he or she may decide to sue your business in order to recover cost of medical care and missed paychecks as a result of being unable to work.
Will You Be Held Liable for the Employee’s Injuries?
Whether you will be held liable for the worker's injuries depends on whether the worker is an employee or independent contractor of the cleaning company. If you work with a legitimate cleaning company, the worker will have workers compensation insurance, which will protect you from risk. However, some cleaning companies don't hire workers as employees and instead work with independent contractors. Potential liability is the reason why working with a cleaning service that has cleaners that are employees is so important.
Without Workers’ Compensation Your Business May be Liable
If you hire a cleaning company that does not have workers’ compensation insurance, you could be risking liability for your company. Your own insurance company may also ask for more money, which could end up costing your business a lot more if an incident occurs. The best solution is to make sure that any cleaning company that you hire has workers’ compensation insurance coverage. Most reputable companies cleaning companies can provide you with proof of insurance and also add you on to their insurance policy.
We Protect Our Clients From Risk
If you hire Customized Custodial Services, you'll never have to worry. All of our employees and contractors are covered under our workers' compensation insurance policy. We make sure that all of our clients are protected from risk. We also make sure that our insurance policy information is always up to date so that you never have to worry about risks caused by a lapse in insurance coverage. We are happy to provide proof of insurance before you hire us so that you have proof that you are dealing with a reputable cleaning service.
If you would like to request your free quote for janitorial cleaning services, go to our website ccsc.ean.net or, call today us at (800) 834-1286!